tag:blogger.com,1999:blog-2608523444133676064.post6611386913953593823..comments2023-10-24T04:42:01.698-04:00Comments on piggybankblues: How Many Credit Cards?PiggyBankBlueshttp://www.blogger.com/profile/06690849714922488666noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-2608523444133676064.post-56323935097259109942008-01-29T13:13:00.000-05:002008-01-29T13:13:00.000-05:00They wanted your mortgage? Wow, they're desperate....They wanted your mortgage? Wow, they're desperate. Lol.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2608523444133676064.post-68641607268504236242008-01-29T09:43:00.000-05:002008-01-29T09:43:00.000-05:00Ohmygoodness! I had to laugh about the above conv...Ohmygoodness! I had to laugh about the above conversation! That citibank CSR really takes his job seriously!SavingDivahttps://www.blogger.com/profile/10267021491907810696noreply@blogger.comtag:blogger.com,1999:blog-2608523444133676064.post-22468468783877101472008-01-28T22:16:00.000-05:002008-01-28T22:16:00.000-05:00i know! and i was like, um, didn't you just lose ...i know! and i was like, um, didn't you just lose nearly ten billion dollars on sub prime mortgages, and you're laying off thousands of workers?!?! i should've said that, but i didn't...<BR/><BR/>GOOD POINT about maintaining my credit score, i should have put that in the post! i first made sure over the past few months that i bumped up my credit limits to replace what i was going to cancel. in the end, i ended up exceeding it by more than $10k, mostly b/c the amex rewards is a charge card. on your credit report charge cards with "no limit" show your credit limit as the highest balance in your card's history, so mine was only a few thousand. but yes, like clockwork every quarter i call up my cards (or do it online) and request both a credit limit increase and an APR reduction. i'm pretty comfortable where they are, and actually worry that they might become to high.<BR/><BR/>i agree about the # of cards, i'll probably close that last citibank card...PiggyBankBlueshttps://www.blogger.com/profile/06690849714922488666noreply@blogger.comtag:blogger.com,1999:blog-2608523444133676064.post-80490774718422157182008-01-28T21:51:00.000-05:002008-01-28T21:51:00.000-05:00I cannot BELIEVE that they were willing to take on...I cannot BELIEVE that they were willing to take on a mortgage. That's just crazy talk.<BR/><BR/>I know you know this stuff better than I do, but are you going to ask your other cards to increase your limit so your credit score stays the same? I'm always calling the cards and asking them to up my limit so my score will go up.<BR/><BR/>And I think that having 3-4 cards open is all you need. I like to try and keep it simple so none of the cards can jerk me around. The fewer cards I have, the closer I can watch them.Ms. M&Phttps://www.blogger.com/profile/00956851778885437199noreply@blogger.com