Then we have the depressing part for those not-so-nine-to-fivers with PiggyBankBlues. It's a myth that you don't need a pension, but only because you need a 401k! Yikes. Time to open a Solo 401k- My Money Blog recently did a great post on it. If you file a 1099, it's a fantastic way to increase your retirement savings. (Talk to your accountant first!)
My favorite myth is "Short-term market swings don't matter":
- In any 10-year period since 1926, you'd have made money in stocks 97% of the time; over 20 years you'd be ahead 100% of the time... When you're far from retirement, you can tough out even devastating bear markets, buying low while you do.