April Net Worth

Well, I'm back to thirty thousand. $30,589 to be exact, an increase of 3.88%. It's so dinky, yet I feel so warm and fuzzy. I love being in the black...

I know I should have other goals, like a good pf blogger, but right now I'm just trying to gather enough together to max out my Roth IRA every month. It's seriously putting a dent into my cheeseburger budget, but I guess it's important to be able to even afford a cheeseburger when I'm seventy. Of course, when I'm seventy I'll probably be banned from eating cheeseburgers because, well, I ate too many for sixty nine years.

But back to the relevant stuff. M and I do save every month in our ING savings accounts, so I guess those count as goals.

$100 christmas fund (gifts and travel)
$100 car fund (for surprise repairs and a "new" used car in 5+ yrs)
$100 gym fund (annual gym membership for both of us)
$100 vacation fund (tax returns pad this fund, we go away a lot...)
$200 emergency fund
=$600/month in ING

It might seem like a lot, but remember it's a joint account, so really my share is only $300. Better to pay a savings account that much rather than Amex.

At least once a year four of those funds get drained (not the emergency fund, if life is kind), which is why my net worth spiked in December and then took a tumble. But I kind of figured out what things really killed my credit card every year, and just decided to save for them instead. So far it's worked out. Plus, now that those infamous stimulous checks are on their way, my savings account has a small something to look forward to.